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Jul 29,2010

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Helpful Business Insurance Information -

What is Long Term Care Insurance?
         Long-term care refers to a broad range of medical and personal care services designed         to assist individuals who have lost their ability to perform activities of daily living without         assistance. In such cases, long-term care insurance provides coverage for both medical         and non-medical services provided in a patient's home, a nursing home, or an assisted         living facility. Unlike Medicare or most private health insurance plans, which pay         primarily for hospital stays or doctor visits, long-term care helps pay for the cost         involved in providing assistance with activities of daily living.

    What do I need to know about Individual Health Insurance?

    What do I need to know about Group Health Insurance?

    What do I need to know about Managed Care Insurance: HMO, PPO, & and POS plans?

    I need Hospital Insurance in addition to my current health insurance policy?

    What happens to my health insurance if I become unemployed, and what is COBRA?

    What is the federal program Medicare?

    What is Medicaid?

    What do I need to know about Indemnity Insurance?

    What is Disability Insurance?


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